buy a home

#Newsletters

The 10 Reasons we LOVE VA

October 12, 2011March 6, 2019 By Diane Gerdes

Ten Reasons We LOVE VA Loans (yes, we said VA).

There are unfounded rumors swirling around the real estate community regarding VA loans: they are difficult to underwrite, appraisals come in undervalue and the turn times are unreasonable. That is so 2007.

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What Happens In Europe

September 23, 2011March 6, 2019 By Diane Gerdes

Across the Atlantic, several European Union countries joined together by the same currency, the Euro, are scrambling to prevent a financial meltdown. Wine, cheese or buffed-out gladiators may not be able to ward off a credit and banking crisis

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Can Builders Lend After A Short Sale?

September 9, 2011March 6, 2019 By Diane Gerdes

Question: My clients visited a national builder who insisted that their lender can immediately approve mortgages to previous homeowners after a short sale with lates. Can they really lend on a home after a short sale?

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Economy vs Standard and Poor’s

August 12, 2011March 6, 2019 By Diane Gerdes

The summer blockbuster isn’t Planet of the Apes but the U. S. Economy vs. Standard and Poor’s. It has everything you would want in a thriller: stupid rich bankers, European bad guys, trillions of dollars changing hands, and the girl crying lots of tears. (That would be me)

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where have all the jobs gone

July 15, 2011March 6, 2019 By Diane Gerdes

Last week, our leaders of the Western World were shocked, shocked that the number of Americans who wanted to
work but couldn’t find a job increased in June, slamming our already fragile economy.
How can this be? According to our government there are jobs out there

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HUD REO Financing

July 8, 2011March 6, 2019 By Eric McAllister

What do you know about
HUD REO FINANCING?
You are invited to a Lunch & Learn
Tuesday July 12th
10:00 am to 11:30 am

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What Are Flipped Properties?

July 6, 2011March 6, 2019 By Diane Gerdes

Question: We have identified a home we would like to buy but we were told underwriting may require two appraisals. Why?

Answer: The home is probably a “flip” or in layman terms: a property that has changed ownership within 90 days. An investor bought the home at auction or as a short sale, and has placed it back on the market, for a profit.

#Newsletters

HUD REO Financing

June 21, 2011March 6, 2019 By Eric McAllister

What do you know about
HUD REO FINANCING?
Come to a lunch and learn more

#Newsletters

Gnomes, Dog Food and Ceilings

June 17, 2011March 6, 2019 By Diane Gerdes

The looming deficit crisis and the fear of a government shutdown, forced our family to implement our own austerity program: We parked the SUV with the gnomes (that did not make the small creatures happy, they had to raise their height limit in our garden); my beloved Chihuahua, Diego…

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Does HUD Allow Holdbacks?

June 3, 2011March 6, 2019 By Diane Gerdes

Question: Are Escrow Holdbacks Allowed on HUD Homes?

Answer: Yes, but with restrictions.

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